Comparing Quebec Car Insurance QuotesWelcome to iCompare.ca’s Quebec Car Insurance Comparison page, your trusted resource for all your car insurance needs in the vibrant province of Quebec. We understand that Quebec has its unique set of rules and regulations governing car insurance, and we’re here to help you navigate them to secure the best coverage and rates.
Quebec Car Insurance Rules & Requirements
Quebec has distinct rules and regulations that influence your car insurance choices. Before you start comparing quotes, let’s explore some key factors that make Quebec car insurance unique:
Public Auto Insurance: Quebec operates on a public auto insurance system, which means that basic coverage, including bodily injury and property damage, is provided by the government-owned Société de l’assurance automobile du Québec (SAAQ). However, you can purchase additional coverage options, such as liability coverage and collision insurance, from private insurers.
No-Fault Insurance: Like many Canadian provinces, Quebec follows a no-fault insurance system. This means that, in the event of an accident, you deal with your insurance provider for your claim, regardless of who is at fault.
Minimum Coverage Requirements: Quebec mandates minimum coverage requirements, including $50,000 in Civil Liability coverage for property damage. Additional coverage can be tailored to your specific needs.
Driver’s License Points System: Quebec employs a points-based driver’s license system. Accumulating too many demerit points can lead to increased insurance premiums.
When comparing car insurance quotes in Quebec, consider factors like
Your driving history and record
The type of vehicle you drive
Your desired coverage levels
Available discounts or bundle options
Additional coverage options, such as comprehensive insurance or uninsured motorist coverage