Get Free Car Insurance Quotes in Ontario !

Welcome to iCompare.ca, where we specialize in comparing car insurance rates for Ontario residents, making it easier for you to find the perfect fit for your specific requirements. iCompare.ca is your one-stop solution to find the most competitive car insurance quotes across top insurance providers in Ontario.

Ontario Car Insurance Rules & Requirements

Mandatory Coverage: In Ontario, it is mandatory to have, at a minimum, Third-Party Liability Coverage, Accident Benefits, Uninsured Automobile Coverage, and Direct Compensation-Property Damage Coverage.

Third-Party Liability Coverage: A minimum of $200,000 in Third-Party Liability Coverage is required, protecting you against costs arising from injuring someone or damaging their property.

Statutory Accident Benefits: This covers medical, rehabilitation, attendant care, caregiver, and income replacement benefits if you are injured in a car accident, regardless of fault.

Uninsured Endorsement: Protects you and your family if injured by an uninsured or hit-and-run driver.

Direct Compensation Property Damage (DCPD): This allows you to claim from your insurer for damages to your vehicle and its contents, when not at fault for an accident.

Tips for Lowering Car Insurance Premiums in Ontario

• Maintain a clean driving record.
• Bundle your auto insurance with home or renters insurance.
• Choose a higher deductible.
• Pay your premium annually instead of monthly.
• Consider usage-based insurance policies.